--- title: Townsend Blog | Insurance description: Insurance | This is where Townsend posts information related to Insurance and Energy best practices. --- - Energy: [800.666.4407](tel:800-666-4407) - Insurance: [888.819.3313](tel:888-819-3313) - [Insurance](http://townsendinsgroup.com) - [Heating Oil](http://townsendtotalenergy.com/heating-oil/index.php) - [Benefits of Heating Oil](http://townsendtotalenergy.com/heating-oil/benefits-of-heating-oil/index.php) - [Oil Delivery](http://townsendtotalenergy.com/heating-oil/oil-delivery/index.php) - [Pricing Programs](http://townsendtotalenergy.com/heating-oil/oil-pricing-programs/index.php) - [Payment Options](http://townsendtotalenergy.com/heating-oil/oil-payment-options/index.php) - [Propane](http://townsendtotalenergy.com/propane/index.php) - [Benefits of Propane](http://townsendtotalenergy.com/propane/benefits-of-propane/index.php) - [Propane Delivery](http://townsendtotalenergy.com/propane/propane-delivery/index.php) - [Building with Propane](http://townsendtotalenergy.com/propane/building-with-propane/index.php) - [Diesel](http://townsendtotalenergy.com/diesel/index.php) - [Heating & Cooling Equipment](http://townsendtotalenergy.com/heating-and-cooling-equipment/index.php) - [Benefits of New Heating Equipment](http://townsendtotalenergy.com/heating-and-cooling-equipment/benefits-of-new-heating-equipment/index.php) - [Heating Brands we Carry](http://townsendtotalenergy.com/heating-and-cooling-equipment/heating-brands-we-carry/index.php) - [Oil Tanks](http://townsendtotalenergy.com/heating-and-cooling-equipment/oil-tanks/index.php) - [Benefits of New Cooling Equipment](http://townsendtotalenergy.com/heating-and-cooling-equipment/benefits-of-new-cooling-equipment/index.php) - [Cooling Brands we Carry](http://townsendtotalenergy.com/heating-and-cooling-equipment/cooling-brands-we-carry/index.php) - [Equipment Maintenance & Repair](http://townsendtotalenergy.com/equipment-and-maintenance/index.php) - [Equipment Not Working?](http://townsendtotalenergy.com/equipment-and-maintenance/broken-equipment/index.php) - [Benefits of a Protection Plan](http://townsendtotalenergy.com/equipment-and-maintenance/protection-plan-benefits/index.php) - [Plan Options](http://townsendtotalenergy.com/equipment-and-maintenance/protection-plan-options/index.php) - [Parts Covered](http://townsendtotalenergy.com/equipment-and-maintenance/parts-covered/index.php) - [Q & A's](http://townsendtotalenergy.com/equipment-and-maintenance/protection-plan-questions/index.php) - [Terms & Conditions](http://townsendtotalenergy.com/equipment-and-maintenance/terms-and-conditions/index.php) - [Generators](http://townsendtotalenergy.com/generators/index.php) - [Turnkey Solutions](http://townsendtotalenergy.com/generators/turnkey-solutions/index.php) - [Conservation](http://townsendtotalenergy.com/conservation/index.php) - [Townie's Tips](http://townsendtotalenergy.com/conservation/townies-tips/index.php) - [Solar Solutions](http://townsendtotalenergy.com/conservation/solar-solutions/index.php) - [Conserve, Don't Convert](http://townsendtotalenergy.com/conservation/conserve-dont-convert/index.php) - [Energy Audits](http://townsendtotalenergy.com/conservation/energy-audits/index.php) # News and Information from Townsend Energy & Insurance ## [Distracted Driving](https://blog.townsendtotalenergy.com/distracted-driving/) Posted by [Townsend Energy & Insurance](https://blog.townsendtotalenergy.com/author/townsend-energy-insurance) on May 28, 2017 9:48:42 PM - [Tweet](https://twitter.com/share) [![](https://blog.townsendtotalenergy.com/hubfs/Townsend%20Imagery/pexels-photo-177598.jpeg)](https://blog.townsendtotalenergy.com/distracted-driving/) **Avoiding distractions while driving could save your life** [Read More](https://blog.townsendtotalenergy.com/distracted-driving/) 0 Comments [Click here to read/write comments](https://blog.townsendtotalenergy.com/distracted-driving/#comments-listing) Topics: [Insurance](https://blog.townsendtotalenergy.com/topic/insurance), [Auto Insurance](https://blog.townsendtotalenergy.com/topic/auto-insurance) ## [Do you need rental car insurance?](https://blog.townsendtotalenergy.com/do-you-need-rental-car-insurance) Posted by [Court. J Townsend](https://blog.townsendtotalenergy.com/author/court-j-townsend) on May 28, 2017 8:01:25 PM - [Tweet](https://twitter.com/share) [![](https://blog.townsendtotalenergy.com/hubfs/Blog%20Images/rental%20car.jpeg)](https://blog.townsendtotalenergy.com/do-you-need-rental-car-insurance) You’ve probably been at the rental-car counter, listening to the representative ask if you want to purchase the company’s insurance. And the thoughts start racing through your head. “Is this a rip-off? Doesn’t my regular auto policy cover me? What about my credit card? Why didn’t I figure this out before I left on my trip?” [Read More](https://blog.townsendtotalenergy.com/do-you-need-rental-car-insurance) 0 Comments [Click here to read/write comments](https://blog.townsendtotalenergy.com/do-you-need-rental-car-insurance#comments-listing) Topics: [Insurance](https://blog.townsendtotalenergy.com/topic/insurance) ## [Slow down, save money...and lives](https://blog.townsendtotalenergy.com/slow-down-save-money...and-lives) Posted by [Court. J Townsend](https://blog.townsendtotalenergy.com/author/court-j-townsend) on May 28, 2017 7:48:13 PM - [Tweet](https://twitter.com/share) [![](https://blog.townsendtotalenergy.com/hubfs/Blog%20Images/traffic-car-vehicle-black.jpg)](https://blog.townsendtotalenergy.com/slow-down-save-money...and-lives) **How many times has the following happened to you?** You’re speeding down I-95 when you spot a state police car. You quickly hit the brakes and slow down, relieved that you didn’t get caught … this time. [Read More](https://blog.townsendtotalenergy.com/slow-down-save-money...and-lives) 0 Comments [Click here to read/write comments](https://blog.townsendtotalenergy.com/slow-down-save-money...and-lives#comments-listing) Topics: [Insurance](https://blog.townsendtotalenergy.com/topic/insurance), [Auto Insurance](https://blog.townsendtotalenergy.com/topic/auto-insurance) ## [Why Subcontractors Need to Carry Their Own Insurance](https://blog.townsendtotalenergy.com/subcontractor-insurance-coverage) Posted by [Court. J Townsend](https://blog.townsendtotalenergy.com/author/court-j-townsend) on May 4, 2017 4:10:58 PM - [Tweet](https://twitter.com/share) [![](https://blog.townsendtotalenergy.com/hubfs/Blog%20Images/contractor.jpg)](https://blog.townsendtotalenergy.com/subcontractor-insurance-coverage) # Companies often require subcontractors to complete work that fall outside their in-house capabilities.  The following is valuable information you need to know: **Here’s an example: Company A** uses **ABC Subcontractor** to install new wood flooring that had been damaged due to a flood. [Read More](https://blog.townsendtotalenergy.com/subcontractor-insurance-coverage) 0 Comments [Click here to read/write comments](https://blog.townsendtotalenergy.com/subcontractor-insurance-coverage#comments-listing) Topics: [Insurance](https://blog.townsendtotalenergy.com/topic/insurance), [Sub-Contractors](https://blog.townsendtotalenergy.com/topic/sub-contractors) ## [Can Your Business Survive a Cyber Attack?](https://blog.townsendtotalenergy.com/can-your-business-survive-a-cyber-attack) Posted by [Townsend Energy & Insurance](https://blog.townsendtotalenergy.com/author/townsend-energy-insurance) on Jan 9, 2017 5:16:28 PM - [Tweet](https://twitter.com/share) [![](https://blog.townsendtotalenergy.com/hubfs/Townsend%20Imagery/pexels-photo-177598.jpeg)](https://blog.townsendtotalenergy.com/can-your-business-survive-a-cyber-attack) Cyber attacks are costing companies ***billions of dollars**.* Small and medium-sized businesses are increasingly at risk. Is your company prepared for the costs related to a cyber attack? [Read More](https://blog.townsendtotalenergy.com/can-your-business-survive-a-cyber-attack) 0 Comments [Click here to read/write comments](https://blog.townsendtotalenergy.com/can-your-business-survive-a-cyber-attack#comments-listing) Topics: [Cyber](https://blog.townsendtotalenergy.com/topic/cyber), [Insurance](https://blog.townsendtotalenergy.com/topic/insurance) ## [3 Ways to Save Money On Your Homeowner's Insurance](https://blog.townsendtotalenergy.com/3-ways-to-save-money-on-your-homeowners-insurance) Posted by [Townsend Energy & Insurance](https://blog.townsendtotalenergy.com/author/townsend-energy-insurance) on Dec 16, 2016 4:26:49 PM - [Tweet](https://twitter.com/share) [![](https://blog.townsendtotalenergy.com/hubfs/house.jpeg)](https://blog.townsendtotalenergy.com/3-ways-to-save-money-on-your-homeowners-insurance) --- [Read More](https://blog.townsendtotalenergy.com/3-ways-to-save-money-on-your-homeowners-insurance) 0 Comments [Click here to read/write comments](https://blog.townsendtotalenergy.com/3-ways-to-save-money-on-your-homeowners-insurance#comments-listing) Topics: [Insurance](https://blog.townsendtotalenergy.com/topic/insurance) [All posts](https://blog.townsendtotalenergy.com/all) **Townsend Energy & Insurance.** The choice of the responsible home and business owner for insurance needs, BioPure*,* propane, heating and air conditioning services. Follow us on [Facebook](http://www.facebook.com/pg/TownsendEnergyandInsurance) & [Twitter](http://twitter.com/yourtownsend) © 2016 Townsend Energy & Insurance | 27 Cherry St, Danvers, Massachusetts 01923 | 800.888.2888 | All Rights Reserved.